By XRP Ledger hits 1M AI payments as Ripple-backed t54.ai launches hub
The XRP Ledger has surpassed 1 million AI-driven payments through the x402 protocol as Ripple-backed t54.ai has launched a dedicated AI Hub for developers, payment services, and autonomous agents building on the network.
Summary
- XRP Ledger has surpassed 1 million AI-powered payments through the x402 protocol.
- Ripple-backed t54.ai has launched the XRPL AI Hub for developers, AI agents, and payment services.
- The announcements come as over 55% of trusted validators have adopted the xrpld v3.2.0 upgrade.
According to a post on X from Ripple-backed t54.ai, the new XRPL AI Hub brings together AI projects, agents, developer tools, payment services, and technical resources into a single platform designed to help users discover and build applications on the XRP Ledger. The company said the hub was launched with support from Ripple developers and the XRP Ledger Foundation.
T54.ai explained that the platform is organized into three main sections. The first tracks live x402 payment activity on the XRP Ledger, while the second provides documentation, software development kits, code repositories, and other developer resources.
A third directory lists AI agents, merchants, services, and projects already operating on the network, allowing builders to identify existing infrastructure before launching new applications.
AI infrastructure on XRPL continues to expand
The launch follows Ripple’s rollout of the XRP Ledger AI Starter Kit several weeks ago, which introduced tools allowing AI agents to send and receive payments using XRP and RLUSD. That release also added support for XRPL within the x402 protocol, enabling automated machine-to-machine payments on the network.
Separately, the XRP Ledger Foundation announced on X that the network has processed more than 1 million agentic payments through x402. While sharing the milestone, the Foundation also welcomed the launch of the XRPL AI Hub, describing it as a central ecosystem platform for developers, users, and community participants working with AI applications on the ledger.
Commenting on the achievement, XRPL validator Vet said he was not surprised by the payment milestone. According to Vet, the XRP Ledger’s architecture is well suited for AI-based payment systems because it combines low transaction costs, predictable fees, XRP’s global liquidity, and a built-in decentralized exchange that enables continuous asset swaps without centralized controls.
Validator upgrade continues toward activation
The AI-related announcements come as the XRP Ledger continues progressing toward another network upgrade. As crypto.news reported on July 7, more than 55% of trusted validators have already upgraded to xrpld v3.2.0, moving the amendment process closer to activation.
According to XRP Ledger Explorer data cited in the report, 84 trusted validators, representing 55.63% of the validator set, are currently running xrpld v3.2.0, while 353 network nodes, or 42.12% of all nodes, have installed the latest software. Version 3.1.3 remains active on 58 trusted validators and 440 nodes.
Under the XRP Ledger’s governance rules, protocol amendments require approval from more than 80% of trusted validators for two consecutive weeks before they become active. Based on the current validator distribution, roughly another quarter of the trusted validator set must migrate to the latest version before the upgrade can advance toward activation.
The xrpld v3.2.0 release introduces infrastructure updates, bug fixes, and developer improvements across the network. It also implements the XLS-0095 proposal, officially renaming the ledger’s core server software from rippled to xrpld, a change intended to align the software’s identity more closely with the XRP Ledger ecosystem.
